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Quotes Insurance Quotation System
Welcome!!!
Voluntary Insurance Plans for our clients and their families
6030 Jacksboro Highway
Ft. Worth, TX 76135
Tel: 817-306-2334
rculp@empowerins.com
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Life Insurance Calculator
How much Life Insurance do you need?
If something were to happen to you today, what liquidity would your family require to remain financially intact? The Insurance Calculator is a quick way to determine the adequacy of your present insurance.
Though it does not take into account the benefits of investment interest, neither does it include the negative effects of inflation or taxes.
Step 1. Evaluate Your Income and Assets
What is your current income?
$
How many years will your spouse need your annual income?
1 Year
2 Years
3 Years
4 Years
5 Years
6 Years
7 Years
8 Years
9 Years
10 Years
Current investment income (Rental Properties, Dividends, Annuities, etc.)
$
Existing liquid assets - All assets that can be turned into cash within 3 months (We recommend you not liquidate retirement accounts due to tax penalties)
$
The amount of your existing life insurance coverage
$
Step 2. Evaluate Your Debts and Expenses
Outstanding mortgage balance:
$
Outstanding loans:
$
Final expenses: (Medical, Funeral, Taxes)
$
Step 3. Evaluate Your Child Support and College Expenses
*We suggest an average annual tuition cost of $15,000 - $20,000 per year
Child
Monthly child cost
Years child will require support
College expenses
1
$
years
2
$
years
3
$
years
4
$
years
5
$
years
Additional Recommended Life Insurance:
$
FAQs
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Licensing,Disclaimer&Privacy Policy
A 2 year contestable and suicide provision applies on Life insurance contracts in most states. See product details for form number.
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