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| Voluntary Insurance Plans for our clients and their families |
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CriticalCare Insurance |
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Introduction
While the chances of surviving a critical illness such as cancer, heart attack
or stroke are greater than ever, living with the condition can create severe
financial hardships. Traditional health insurance plans cover medical expenses,
but costs such as insurance deductibles, child care, travel to and from
treatment facilities, and short-term home health care must often be paid
out-of-pocket by the patient. While disability insurance policies will replace
lost income, they may require a lengthy waiting period to take effect.
AIG CriticalCare supplemental health insurance was designed to help cover the
additional expenses associated with a critical illness diagnosis. The benefit
is paid directly to you to use as you see fit — regardless of what is covered
by your other insurance plans. Whether you use the single-payment benefit for
additional treatment-related costs, to replace lost income or to transport a
loved one from another city, critical illness insurance helps alleviate
financial burdens associated with your treatment — so you're better able to
maintain your way of life and focus on recovery.
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AIG CriticalCare Benefits
A single-payment benefit upon diagnosis of a critical illness
Covers a broad range of conditions most likely to cause major lifestyle
changes, including cancer, heart attack, stroke and many others
A preventive care benefit, up to $50 annually, to cover a variety of medical
tests
Free membership in a physician referral service
Renewable to age 75
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